FI Toolkit is an app to assist with the pursuit of
greater financial health and Financial Independence. The app
calculates and plots net-worth that reflects your current
financial status and projected cash flows. The app determines when
Financially Independence could be achieved and how long your
net-worth will last into retirement.
For those that want to know the best FI secrets and more
.... Click Here
You start by entering basic financial
information, what you earn, what you save, and what you
generally spend. With Financial Independence as the goal,
the app projects forward in time to calculate and display
your estimated future Account Balance (detailed in a chart
and supporting Spreadsheet). By refining your inputs to
reflect changes in your “Earn – Save – Invest” strategy,
you can investigate the impact on a likely future Account
Balance profile and estimate when your money will run out.
The app provides a means to quickly model different
lifestyle directions you may choose to pursue.
A few of the capabilities to help model your projected
financial future includes:
Convenient input “sliders” for finance data entry
Informative articles about finance and Financial
Independence
Entries for Cash, Portfolio (stocks), Tax Deferred, and
Tax Free accounts
Social Security inputs for yourself and spouse
Multiple scenarios to explore alternate life choice
directions
Detailed income and expense entries
Instant calculation and display of results (plot &
spreadsheet formats)
Summary of the scenario and the computed results
Also:
Considers inflation factors
Makes allowances for an emergency fund
Determines contributions to retirement accounts
Compounds account balances
Estimates Federal and State taxes
Determine distributions for expenses during retirement
Computes Required Minimum Distributions (RMDs)
The app provides login security features (including FaceID)
and synchronizes with your iPhone, iPad, and Macintosh
devices. Your information is private to you and is not shared
with anyone outside of the Apple secure enclave. The app is
also ad-free, requires no subscription, and does not affiliate
with any financial institutions selling products or services.
